Multiple Advantages for Your Business

Defined Benefit Plans

Defined Contribution Plans

Plan Maintenance, Service & Consulting


Retirement Plan Advantages

Retirement plans not only provide a convenient way for employees and business owners to set aside money for retirement, they can provide huge tax benefits for business owners and employees.

Retirement plans offer higher deferral and contribution limits than IRAs, and their features can be custom tailored by the employer to promote employee savings, promote employee retention, encourage participation and reward staff with meaningful benefits.

For employers with existing plans, new legislation is now holding plans sponsors more accountable for how their plans are set up, maintained, and how funds are evaluated and fees or commissions assessed.

There is also an added expectation that the employer take responsibility for providing plan education for the employees, ensure that participants are aware of the benefits of plan participation, and provide resources to help employees make prudent, informed decisions regarding investment of their money in the plan.

This heightened scrutiny and accountability for business owners highlights the importance of having a financial advisor who services your plan properly.


Defined Benefit Plans

  • Pension Plans
  • Cash Balance Plans

Defined Contribution Plans

  • Profit Sharing/401(k) Plan
  • SOLO 401(k) Plan
  • SEP IRA
  • SIMPLE IRA

Plan Maintenance, Service & Consulting

  • Annual Fee benchmarking
  • Quarterly fund review
  • Fund lineup
  • Investment committee best practices
  • 404c Compliance
  • Fiduciary services
  • Employee education
  • Plan features and design
  • Proposals & illustrations

Looking for a Competitive Advantage?

Let’s make sure you’re in compliance, in a position of strength, that you know which policies are available to give you multiple business advantages, and learn how we manage to make it easy for you.  Contact us to discuss your options!


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Kestra IS and Kestra AS do not provide legal or tax advice. Any decisions whether to implement these ideas should be made by the client in consultation with professional financial, tax and legal counsel.